Credit Repair

We truly live in a microwave society and seem to expect fast and instant results with just about everything. But there’s one area where fast is subjective and instant isn’t real and that’s your credit rating. You may have seen promises from credit repair agencies to increase your credit score by as much as 100…

When you’ve ordered your free credit reports, you may be shocked to see there may be many errors such as wrong personal information, accounts belonging to another person with the same or similar name to you, and even incorrect accounts resulting from identity theft. It’s alarming to know that according to a study conducted by the Federal…

Buying a house is a major accomplishment and something to be celebrated, however, there’s usually at least one major roadblock standing in the way of so many would-be homeowners – bad credit. If you have bad credit or little to no credit, buying a home is going to pose a real challenge. But as a…

Your credit score is a major factor in determining your interest rate on a mortgage, and even a small rate decrease can save you thousands of dollars over the life of the loan. Typically, raising your credit score would take months. But with rapid rescoring, you can achieve your goal in just a few days….

When your credit score suddenly drops 100 points it can feel like a punch in the gut. While this can be distressing, the bright side is you know about the drop and can hopefully do something about it. According to Simple Dollar in 2020, 51% of Americans never check their credit score. This means you…