Excessive Credit Card Debt is a serious problem faced by credit card holders and the credit card industry as a whole. However, we can’t just shut down the credit card industry just because of a few people who are in over their heads. It’s actually more than a few, and you may be one of…
According to the most recent statistics, the average American household carries around $7,200 in credit card debt. And that debt is usually working against them, not for them. But there are simple ways you can get your credit cards to finally start working for you. You just have to know the secrets and leverage them to your…
You may be wondering what’s the difference between a debit and a credit card and which one of these cards is right for you and your needs. You probably have an understanding of the basic difference between a credit card and a debit card. But they’re also easy to get confused because they both carry…
If you’ve always struggled when it comes to anything remotely connected to money, you may have a poor money mindset. No, pun intended right there. But seriously, a healthy money mindset can be one of the greatest gifts you can give yourself. You may be thinking right now that you don’t have the greatest mindset…
The First Savings credit card is a Mastercard issued by First Savings Bank and marketed toward individuals with poor credit scores. It’s an unsecured credit card with a subprime interest rate that varies depending on your creditworthiness, though fees are known to be quite high. First Savings Bank markets the First Savings Credit Card through pre-screened…
If you need money now but have a challenging credit history you’re probably wondering if those online payday loans for bad credit are worth it. The answer to that question depends on your willingness to pay more money for your loan. If a lender offers loans to individuals with bad credit or even waves the…
If you have a challenging credit history you may find yourself unable to get approved for a traditional checking account. The most likely reason to be denied a checking account is that you’ve got an outstanding debt with a bank – often because of unpaid bank fees. But you may also be denied because of…
When you’re working hard to pay off your debt or even build your emergency savings fund it can be challenging to do it fast without a lot of extra income. But these free money hacks can give you the money to help you achieve your financial goals even faster. So what is “free money” anyway?…
Credit builder loans are an option for those with little or no credit to establish a positive credit history. This type of loan can also help those with poor credit reestablish good credit habits and raise their credit score. Unlike most traditional loans, it’s generally very easy to qualify for a credit-builder loan. These loans…
Spending money on food is a major expense for most of today’s modern families. We’re busy and on to go and food is a necessity so we don’t get to opt out or put it off. So how do we keep our food budget from wrecking our entire budget? The answer is having a plan…
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“Wealth is the ability to fully experience life."
– Henry David Thoreau
“Wealth is the ability to fully experience life."
– Henry David Thoreau
“Wealth is the ability to fully experience life."
– Henry David Thoreau
