Your credit score is a major factor in determining your interest rate on a mortgage, and even a small rate decrease can save you thousands of dollars over the life of the loan. Typically, raising your credit score would take months. But with rapid rescoring, you can achieve your goal in just a few days….
When your credit score suddenly drops 100 points it can feel like a punch in the gut. While this can be distressing, the bright side is you know about the drop and can hopefully do something about it. According to Simple Dollar in 2020, 51% of Americans never check their credit score. This means you…
![Legacy Visa Review 2021 [ Is It Worth The Costs?]](https://launchmyscores.com/wp-content/uploads/2021/06/launchMyScores-Blog-Image-Template-3-768x432.png)
At face value, any credit card that is marketed toward individuals with bad credit is helping those who can’t get approved elsewhere. However, that’s not always the case. Even when in the position of fewer options, it’s important to do your research as the consumer. So we’ve done a deep dive of the Legacy Visa…
MoneyLion is a financial tech company that was founded in 2013 with the belief that “we all get ahead when nobody gets left behind.” They are changing the way traditional banking is done in order to help the millions of Americans who’ve been both “ignored” and even taken advantage of by the traditional banking system….
Whether you have bad credit or no credit at all, the only way to establish or rebuild a healthy credit rating is to make monthly payments (on time) for money borrowed on credit. There are many ways to accomplish this but the easiest is to apply for a credit card or get an installment loan…
When it comes to your credit score, it matters more than your ability to borrow money. Having either a good or poor credit rating is sure to affect your life in more ways than income in the traditional sense. Let me first walk you through a brief little history lesson of the credit bureau system…
Installment loans also known as personal loans are currently the fastest-growing type of consumer debt. With an 11.9% increase from the fourth quarter of 2017 to the fourth quarter of 2018 as shown in a 2019 survey from credit reporting agency Experian. These loans offer consumers a way to borrow money for expenses, purchase a new…
Simply paying most of your normal monthly bills each month like your car insurance, utilities, and health insurance will not help you actually build your credit rating. Even if you pay on time faithfully every month like clockwork. However, if you stop paying these same bills on time or even fall behind on those payments,…
If you have bad credit or are working on improving your credit score but it’s just not high enough yet to get approved for furniture financing these companies have you covered. Furniture isn’t something we need to buy frequently but it is something we all need whether we have good credit or not. And while…
Being out of work with no source of income is a stressful and scary season of life. In some cases, individuals are able to live off savings or even unemployment. However, neither of these things will last forever. So what do you do when your bills are mounting and there’s no income coming in? Well,…
End of content
End of content
“Wealth is the ability to fully experience life."
– Henry David Thoreau
“Wealth is the ability to fully experience life."
– Henry David Thoreau
“Wealth is the ability to fully experience life."
– Henry David Thoreau
