Credit Cards

Excessive Credit Card Debt is a serious problem faced by credit card holders and the credit card industry as a whole. However, we can’t just shut down the credit card industry just because of a few people who are in over their heads. It’s actually more than a few, and you may be one of…

According to the most recent statistics, the average American household carries around $7,200 in credit card debt. And that debt is usually working against them, not for them. But there are simple ways you can get your credit cards to finally start working for you. You just have to know the secrets and leverage them to your…

You may be wondering what’s the difference between a debit and a credit card and which one of these cards is right for you and your needs. You probably have an understanding of the basic difference between a credit card and a debit card. But they’re also easy to get confused because they both carry…

The First Savings credit card is a Mastercard issued by First Savings Bank and marketed toward individuals with poor credit scores. It’s an unsecured credit card with a subprime interest rate that varies depending on your creditworthiness, though fees are known to be quite high. First Savings Bank markets the First Savings Credit Card through pre-screened…

A second chance is simply being given the opportunity to start over and try again likely after making a mistake. We all need second chances from time to time and the same is true in our finances. All too often we either start off our financial path on the wrong foot and mess up our…