Low credit limit\u00a0<\/strong>– According to the credit card contracts available on the First Savings Bank website, new cardholders receive a starting credit limit of just $350.<\/span><\/li><\/ul><\/div>\n\n\n\nShould I Get the First Savings Credit Card?<\/h2>\n\n\n\n
Once you receive your invitation and terms they will look different for each applicant based on their credit worthiness.<\/p>\n\n\n\n
For instance, if you get a 17.15% APR with a $0 annual fee, then the First Savings Credit Card could be a good option for you. Since there is no annual fee, it may be a good option for rebuilding the credit.<\/p>\n\n\n\n
However, you could be offered a $75 annual fee and a 29.9% APR. These rates are very high and make the First Savings Credit Card a poor option for rebuilding credit. In addition, you\u2019ll get a credit limit of $300 which may not be enough for you.<\/p>\n\n\n\n
Simply put, the answer if this card is a good option solely depends on whether you are given a good offer. If your APR and annual fee is high, it would be better to find another option. <\/p>\n","protected":false},"excerpt":{"rendered":"
The First Savings credit card is a Mastercard issued by First Savings Bank and marketed toward individuals with poor credit scores. It’s an unsecured credit card with a subprime interest rate that varies depending on your creditworthiness, though fees are known to be quite high. First Savings Bank markets the First Savings Credit Card through pre-screened…<\/p>\n","protected":false},"author":2,"featured_media":1229,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","kt_blocks_editor_width":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[10],"tags":[],"featured_image_src_large":["https:\/\/launchmyscores.com\/wp-content\/uploads\/2021\/06\/launchMyScores-Blog-Image-Template-28-1024x576.png",1024,576,true],"author_info":{"display_name":"Reggie Michel","author_link":"https:\/\/launchmyscores.com\/author\/webproinleadsmg-com\/"},"comment_info":5,"category_info":[{"term_id":10,"name":"Credit Cards","slug":"credit-cards","term_group":0,"term_taxonomy_id":10,"taxonomy":"category","description":"","parent":0,"count":6,"filter":"raw","cat_ID":10,"category_count":6,"category_description":"","cat_name":"Credit Cards","category_nicename":"credit-cards","category_parent":0}],"tag_info":false,"taxonomy_info":{"category":[{"value":10,"label":"Credit Cards"}]},"_links":{"self":[{"href":"https:\/\/launchmyscores.com\/wp-json\/wp\/v2\/posts\/1223"}],"collection":[{"href":"https:\/\/launchmyscores.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/launchmyscores.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/launchmyscores.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/launchmyscores.com\/wp-json\/wp\/v2\/comments?post=1223"}],"version-history":[{"count":0,"href":"https:\/\/launchmyscores.com\/wp-json\/wp\/v2\/posts\/1223\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/launchmyscores.com\/wp-json\/wp\/v2\/media\/1229"}],"wp:attachment":[{"href":"https:\/\/launchmyscores.com\/wp-json\/wp\/v2\/media?parent=1223"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/launchmyscores.com\/wp-json\/wp\/v2\/categories?post=1223"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/launchmyscores.com\/wp-json\/wp\/v2\/tags?post=1223"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}